Personal Finance Archives

No Paine No Gain. Learn How To Make More Money From A Mom.

May 8, 2019May 21, 2019 CitizenOneCrystal Paine, income, money, money making mom, money savings, personal finance, savings, small business, start up0 comment

From Crystal Paine’s MoneySavingMom.com blog – a popular personal finance site – offers instructions on how to pinch pennies, spend wisely and make money from home. Income-earning ideas live at the intersection of your “skills, talents, passion and knowledge.” If you’re … Read more Read More

Credit Personal Finance Wealthy

10 Reasons Why Your Credit Score Is Like Your Report Card Of Life.

May 4, 2019May 16, 2019 CitizenOneAPR, credit, credit bureaus, credit card, credit card debt, credit score, debt, Equifax, Experian, FICO score, late payment, Liz Pulliam Weston, money, payment history, TransUnion0 comment

A low credit score can cost you thousands of dollars. Even one late payment can badly damage your score. Insurance companies and landlords use credit scores to evaluate applicants. Credit bureau-based scoring systems, which lenders began using in the mid-1980s, … Read more Read More

Budgeting Make More Money Personal Finance Savings Wealthy

9 Secrets To Living A Good Life For Less.

May 2, 2019May 16, 2019 CitizenOneBrad Wilson, do more, Good Life for Less, money, sale, shop, spend less0 comment

Between the web and the “commoditization of many services and businesses,” consumers can find great prices if they employ the right shopping tactics. Buy everything you can online. Be a patient shopper. Wait for special deals that let you buy … Read more Read More

Auto Lifestyle Personal Finance Savings Wealthy

3 Secrets To Car Buying The Automobile Industry Does NOT Want You To Know.

April 29, 2019May 16, 2019 CitizenOneauto dealer, automobile, Brad Wilson, car buying, car dealer, car dealership, credit, credit cards, credit score, do more, Good Life for Less, money, sale, shop, spend less0 comment

Car buying is an exciting yet scary experience. You want to find the best deal without sacrificing the car you need and or want. Here are some ProTips to get you into your new ride: Join an organization whose members … Read more Read More

Credit Loans Personal Finance Wealthy

Understanding the Report Card of Life. Your Credit Score in 5 Parts.

April 15, 2019June 3, 2019 CitizenOneAPR, credit, credit bureaus, credit card, credit card debt, credit score, debt, Equifax, Experian, FICO score, late payment, Liz Pulliam Weston, money, payment history, TransUnion0 comment

What makes up your credit score. FICO’s formula takes into account these five factors in calculating your credit score. The percentages in parentheses indicate the weight of the factor in the overall score: Payment history (35%) Do you pay … Read more Read More

Credit Personal Finance Wealthy

3 Ways How You Can Take Advantage Of Credit Cards.

April 15, 2019May 17, 2019 CitizenOneBrad Wilson, credit, credit cards, credit score, do more, Good Life for Less, money, sale, shop, spend less0 comment

If your credit isn’t good, repair it as quickly as you can. One way is to apply for cards, gradually, and build up a reservoir of unused, available credit big enough to outweigh your past. With good credit, you can … Read more Read More

Happy Lifestyle Personal Finance Travel Wealthy

3 Ingenious Ways How To Travel Like A Boss.

April 13, 2019May 16, 2019 CitizenOneauto dealer, automobile, Brad Wilson, car buying, car dealer, car dealership, credit, credit cards, credit score, do more, Good Life for Less, money, sale, shop, spend less, travel, travel credit card0 comment

You can score lounge access with a first- or business-class international ticket, with paid membership, or with a credit card that gives you elite status. American Express’s Premier Rewards Gold Card and its Business Gold Rewards Card offer three … Read more Read More

Budgeting Credit Personal Finance Wealthy

4 Credit Fixes To My Great Financial Depression. How To Bail Out Your Own Financial Meltdown.

April 11, 2019May 17, 2019 CitizenOneAPR, bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Liquidation, credit, credit bureaus, credit card, credit card debt, credit score, debt, Equifax, Experian, FICO score, late payment, Liz Pulliam Weston, money, payment history, TransUnion0 comment

Many of us live paycheck to paycheck with little or no savings, disaster lurks just around the corner. With unemployment or illness it can make covering even minimum credit obligations impossible. Here are 4 credit fixes that can help bail … Read more Read More

Credit Personal Finance Wealthy

3 Ways How To Improve Your Credit Score. How To Improve Your Life Report Card.

April 10, 2019May 17, 2019 CitizenOneAPR, credit, credit bureaus, credit card, credit card debt, credit score, debt, Equifax, Experian, FICO score, late payment, Liz Pulliam Weston, money, payment history, TransUnion0 comment

Improve your credit score in 3 easy steps: Pay on time Even one late payment can have a devastating effect, especially if your credit is generally good. A late payment can lower your score by as much as 75 … Read more Read More

Credit Personal Finance Wealthy

5 Credit Myth Busters. It Doesn’t Hurt To Know The Truth.

April 3, 2019May 17, 2019 CitizenOneAPR, credit, credit bureaus, credit card, credit card debt, credit score, debt, Equifax, Experian, FICO score, late payment, Liz Pulliam Weston, money, payment history, TransUnion0 comment

Beware of the many who claim to be credit experts. Here are the most common credit MYTHS… Myth#1 Checking your own credit report may damage it – The FICO formula does not penalize consumers for pulling their own … Read more Read More

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Category: Personal Finance

No Paine No Gain. Learn How To Make More Money From A Mom.

10 Reasons Why Your Credit Score Is Like Your Report Card Of Life.

9 Secrets To Living A Good Life For Less.

3 Secrets To Car Buying The Automobile Industry Does NOT Want You To Know.

Understanding the Report Card of Life. Your Credit Score in 5 Parts.

3 Ways How You Can Take Advantage Of Credit Cards.

3 Ingenious Ways How To Travel Like A Boss.

4 Credit Fixes To My Great Financial Depression. How To Bail Out Your Own Financial Meltdown.

3 Ways How To Improve Your Credit Score. How To Improve Your Life Report Card.

5 Credit Myth Busters. It Doesn’t Hurt To Know The Truth.