Personal Finance Archives

Happy Money. How To Make More Money, And Create Happiness.

November 15, 2019November 16, 2019 CitizenOneHappy Money, Ken Honda, make more money, money, personal finance, self development, self improvement

“Happy money“ leads to contentment and joy, but “Unhappy money” causes fear, pride or resentment. “Your money – and hence your life – is a reflection of your beliefs about money.” 9 Lessons Of Happy Honey From Ken Honda. Your relationship with money reflects your relationship to life. Emotions drive your reasons for wanting money. People with a strong “Money... Read More

Entrepreneurship Make More Money Personal Finance Wealthy

Income Earning Ideas. Learn How To Make More Money From A Mom.

May 8, 2019November 20, 2019 CitizenOneCrystal Paine, income, money, money making mom, money savings, personal finance, savings, small business, start up

Income earning ideas live at the intersection of your “skills, talents, passion and knowledge.” From Crystal Paine’s MoneySavingMom.com blog – a popular personal finance site – offers instructions on how to pinch pennies, spend wisely and make money from home. If you’re wondering about your marketable skills and talents, ask yourself these questions to start making more money: What... Read More

Credit Personal Finance Wealthy

10 Reasons Why Your Credit Score Is Like Your Report Card Of Life.

May 4, 2019May 16, 2019 CitizenOneAPR, credit, credit bureaus, credit card, credit card debt, credit score, debt, Equifax, Experian, FICO score, late payment, Liz Pulliam Weston, money, payment history, TransUnion

A low credit score can cost you thousands of dollars. Even one late payment can badly damage your score. Insurance companies and landlords use credit scores to evaluate applicants. Credit bureau-based scoring systems, which lenders began using in the mid-1980s, use data from millions of borrowers. Your credit accounts, credit inquiries and public records make up your credit score. Check... Read More

Budgeting Make More Money Personal Finance Savings Wealthy

9 Secrets To Living A Good Life For Less.

May 2, 2019May 16, 2019 CitizenOneBrad Wilson, do more, Good Life for Less, money, sale, shop, spend less

Between the web and the “commoditization of many services and businesses,” consumers can find great prices if they employ the right shopping tactics. Buy everything you can online. Be a patient shopper. Wait for special deals that let you buy inexpensively. Earn $1,000 or more from sign-up bonus offers from credit cards and banks. Always have a rewards credit card... Read More

Auto Lifestyle Personal Finance Savings Wealthy

3 Secrets To Car Buying The Automobile Industry Does NOT Want You To Know.

April 29, 2019May 16, 2019 CitizenOneauto dealer, automobile, Brad Wilson, car buying, car dealer, car dealership, credit, credit cards, credit score, do more, Good Life for Less, money, sale, shop, spend less

Car buying is an exciting yet scary experience. You want to find the best deal without sacrificing the car you need and or want. Here are some ProTips to get you into your new ride: Join an organization whose members pay below factory invoice pricing. For example, sign up to join the club affiliated with the automobile brand that you... Read More

Credit Loans Personal Finance Wealthy

Understanding the Report Card of Life. Your Credit Score in 5 Parts.

April 15, 2019June 3, 2019 CitizenOneAPR, credit, credit bureaus, credit card, credit card debt, credit score, debt, Equifax, Experian, FICO score, late payment, Liz Pulliam Weston, money, payment history, TransUnion

What makes up your credit score. FICO’s formula takes into account these five factors in calculating your credit score. The percentages in parentheses indicate the weight of the factor in the overall score: Payment history (35%) Do you pay your bills on time? Are your payments sometimes late or does your history show a disturbing pattern? Are your payments... Read More

Credit Personal Finance Wealthy

3 Ways How You Can Take Advantage Of Credit Cards.

April 15, 2019May 17, 2019 CitizenOneBrad Wilson, credit, credit cards, credit score, do more, Good Life for Less, money, sale, shop, spend less

If your credit isn’t good, repair it as quickly as you can. One way is to apply for cards, gradually, and build up a reservoir of unused, available credit big enough to outweigh your past. With good credit, you can make $1,000 or more by taking advantage of sign-up bonus offers from credit card companies and banks. You should always... Read More

Happy Lifestyle Personal Finance Travel Wealthy

3 Ingenious Ways How To Travel Like A Boss.

April 13, 2019October 30, 2019 CitizenOneauto dealer, automobile, Brad Wilson, car buying, car dealer, car dealership, credit, credit cards, credit score, do more, Good Life for Less, money, sale, shop, spend less, travel, travel credit card

You can score lounge access with a first- or business-class international ticket, with paid membership, or with a credit card that gives you elite status. American Express’s Premier Rewards Gold Card and its Business Gold Rewards Card offer three reward points for every $1 you spend on any airline. Use the reward points to pay for all or part of... Read More

Budgeting Credit Personal Finance Wealthy

4 Credit Fixes To My Great Financial Depression. How To Bail Out Your Own Financial Meltdown.

April 11, 2019May 17, 2019 CitizenOneAPR, bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Liquidation, credit, credit bureaus, credit card, credit card debt, credit score, debt, Equifax, Experian, FICO score, late payment, Liz Pulliam Weston, money, payment history, TransUnion

Many of us live paycheck to paycheck with little or no savings, disaster lurks just around the corner. With unemployment or illness it can make covering even minimum credit obligations impossible. Here are 4 credit fixes that can help bail out your own financial meltdown. (more…) Read More

Credit Personal Finance Wealthy

3 Ways How To Improve Your Credit Score. How To Improve Your Life Report Card.

April 10, 2019May 17, 2019 CitizenOneAPR, credit, credit bureaus, credit card, credit card debt, credit score, debt, Equifax, Experian, FICO score, late payment, Liz Pulliam Weston, money, payment history, TransUnion

Improve your credit score in 3 easy steps: Pay on time Even one late payment can have a devastating effect, especially if your credit is generally good. A late payment can lower your score by as much as 75 points. Creditors normally do not report late payments to credit bureaus until they’re 30 days overdue. But try not to... Read More

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Category: Personal Finance

Happy Money. How To Make More Money, And Create Happiness.

Income Earning Ideas. Learn How To Make More Money From A Mom.

10 Reasons Why Your Credit Score Is Like Your Report Card Of Life.

9 Secrets To Living A Good Life For Less.

3 Secrets To Car Buying The Automobile Industry Does NOT Want You To Know.

Understanding the Report Card of Life. Your Credit Score in 5 Parts.

3 Ways How You Can Take Advantage Of Credit Cards.

3 Ingenious Ways How To Travel Like A Boss.

4 Credit Fixes To My Great Financial Depression. How To Bail Out Your Own Financial Meltdown.

3 Ways How To Improve Your Credit Score. How To Improve Your Life Report Card.